“I don’t believe my child is retarded; I think his problems are due to all those medicines he’s taking. How can I tell for sure?” Parents may prefer to believe that a child’s slowness is a result of the medication, but the effects of medication overdose seldom resemble mental retardation. Children with retardation tend to [...]

One of the few ways that an average person has of building Capital throughout his lifetime is by house purchase, by payments into regular saving schemes such as with profits insurance policies and personal equity plans (PEPs) and often by a combination of all these. Couples will also usually wish to provide some sort of [...]